2963 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2963 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,222 sqft Living Area
Lot Size	5,401 sqft (0.124 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2021)
Tax Bill	$6,159.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0077-0001-0210`
Alternative APNs	`222630275400010210` `263022007700010210` `128753`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,222 sqft Living Area
Gross Area	2,666 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Upper Floors	1,102 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,401 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	32 sqft Patio
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2963 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 21
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 7
Legal Phase	7
Legal Tract	77
Legal Block	210
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0077-0001-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2963 ELBIB DR, SAINT CLOUD, FL 34772-8527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2021 · Amount on Record
Deed Sale	Dec 06, 2021 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Doc Number	2021187829
Deed Book / Page	6101 / 955
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	0046522919
Record Refreshed	Jun 08, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 06, 2021
Property Address	2963 ELBIB DR, SAINT CLOUD, FL 34772-8527
Document Number	0061010955
Book / Page	6101 / 955
Map Reference	MB 15 PG 116&117
Instrument Date	Nov 29, 2021
Instrument	2021187829
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	HOUWZER TITLE LLC, HOUWZER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4030 PLAYA DEL REY DR, 4030, ALAMOGORDO, NM 88310-9724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9144 108TH ST, RICHMOND HILL, NY 11418-2231

Mortgage

Document Number	0006101958
Date	Dec 06, 2021
Instrument	6101/958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,107.00 (-17.08%) Homeowner's exemption	$328,200 (-3.07%) Land $65,000 Building $263,200	$328,200 (-3.07%) Land $65,000 Building $263,200
2024	$6,159.00 (+4.66%)
2023	$5,885.00 (+11.71%)	$338,600 (+15.92%) Land $60,000 Building $278,600	$338,600 (+15.92%) Land $60,000 Building $278,600
2022	$5,268.00	$292,100 Land $55,000 Building $237,100	$292,100 Land $55,000 Building $237,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.