2962 Bannon Ln, Merced, CA 95348 Property Records

Merced County property record for 2962 Bannon Ln, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,358 sqft · built 2021
Lot Size0.047 acres (2,060 sqft)
OwnerIndividual Name on File
Last Sale$269,000 (Aug 2021)
Tax Bill$4,216 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2020 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN058-480-027-000

Property Details

APN / Parcel Number

Primary APN058-480-027-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,358 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area2,060 sqft (0.047 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
Patio Area23 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2962 BANNON LN
CityMERCED
StateCA
Zip95348-1781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK LOT 50
Legal SubdivisionHIGHLAND PARK
Legal Lot Number50
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1009
Census Tract1003

Owner

Source: Merced County records · APN 058-480-027-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2962 BANNON LN, MERCED, CA 95348-1781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Grant Deed, Transfer · FHA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Dec 28, 2020Deed of Trust, Construction Loan · Construction Mortgage
EP GUARDIAN FUND LLC
Sep 05, 2019Grant Deed, Construction Loan · Construction Mortgage
EP GUARDIAN FUND LLC
Dec 17, 2018Grant Deed, Transfer
MOHINDER BADYAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Deed Document Number2021036326
Record UpdatedJun 08, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 17, 2021
Property Address2962 BANNON LN, MERCED, CA 95348-1781
Document Number0000036326
Map ReferenceMB 77 PG 40-51
Instrument DateMay 21, 2021
Instrument2021036326
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2962 BANNON LN, MERCED, CA 95348-1781

Mortgage

Document Number0000036327
DateAug 17, 2021
Instrument2021036327
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateDec 28, 2020
Property Address2962 BANNON LN, MERCED, CA 95348-1781
Document Number0000050071
Instrument DateDec 23, 2020
Instrument50071
Transaction TypeConstruction Loan
Record UpdatedJan 26, 2021
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number0000050071
DateDec 28, 2020
Instrument50071
Lender
NameEP GUARDIAN FUND LLC
Address7668 EL CAMINO REAL # 104-12, CARLSBAD, CA 92009-7932
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 05, 2019
Property Address2962 BANNON LN, MERCED, CA 95348-1781
Instrument DateSep 03, 2019
Instrument27871
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number0000027871
DateSep 05, 2019
Instrument27871
Lender
NameEP GUARDIAN FUND LLC
Address7668 EL CAMINO READ # 104-12, CARLSBAD, CA 92009
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 17, 2018
Property Address2962 BANNON LN, MERCED, CA 95348-1781
Document Number0000040050
Instrument DateDec 11, 2018
Instrument40050
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,760.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address5732 ENGINEER DR #102 HUNTINGTON BEACH CA 926495712, 102, HUNTINGTON BEACH, CA 92649-5712
InvestorPossibly a Property Investor

Mortgage

Document Number40051
DateDec 17, 2018
Instrument40051
Lender
NameMOHINDER BADYAL
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,216.00 (+6.92%) Homeowner's exemption$284,953 (+4.04%) Land $42,448 Building $242,505
2023$3,943.00 (+2.44%) Homeowner's exemption$273,889 Land $40,800 Building $233,089
2022$3,849.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 464 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: California Internet, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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