2955 Bannon Ln, Merced, CA 95348 Property Records

Merced County property record for 2955 Bannon Ln, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,889 sqft · built 2021
Lot Size0.059 acres (2,588 sqft)
OwnerIndividual Name on File
Last Sale$311,000 (Sep 2021)
Tax Bill$4,715 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Dec 2020 Construction Loan
+ 2 more
Flood ZoneZone AE (high risk)
APN058-480-020-000

Property Details

APN / Parcel Number

Primary APN058-480-020-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,889 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Lot Area2,588 sqft (0.059 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2955 BANNON LN
CityMERCED
StateCA
Zip95348-1781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK LOT 43
Legal SubdivisionHIGHLAND PARK
Legal Lot Number43
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1006
Census Tract1003

Owner

Source: Merced County records · APN 058-480-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2955 BANNON LN, MERCED, CA 95348-1781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 28, 2020Deed of Trust, Construction Loan · Construction Mortgage
EP GUARDIAN FUND LLC
Sep 05, 2019Grant Deed, Construction Loan · Construction Mortgage
EP GUARDIAN FUND LLC
Dec 17, 2018Grant Deed, Transfer
MOHINDER BADYAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Deed Document Number2021042555
Record UpdatedJun 08, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 23, 2021
Property Address2955 BANNON LN, MERCED, CA 95348-1781
Document Number0000042555
Map ReferenceMB 77 PG 1-6
Instrument DateSep 22, 2021
Instrument2021042555
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2955 BANNON LN, MERCED, CA 95348-1781

Mortgage

Document Number0000042556
DateSep 23, 2021
Instrument2021042556
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateDec 28, 2020
Property Address2955 BANNON LN, MERCED, CA 95348-1781
Document Number0000050071
Instrument DateDec 23, 2020
Instrument50071
Transaction TypeConstruction Loan
Record UpdatedJan 26, 2021
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number0000050071
DateDec 28, 2020
Instrument50071
Lender
NameEP GUARDIAN FUND LLC
Address7668 EL CAMINO REAL # 104-12, CARLSBAD, CA 92009-7932
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 05, 2019
Property Address2955 BANNON LN, MERCED, CA 95348-1781
Instrument DateSep 03, 2019
Instrument27871
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number0000027871
DateSep 05, 2019
Instrument27871
Lender
NameEP GUARDIAN FUND LLC
Address7668 EL CAMINO READ # 104-12, CARLSBAD, CA 92009
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 17, 2018
Property Address2955 BANNON LN, MERCED, CA 95348-1781
Document Number0000040050
Instrument DateDec 11, 2018
Instrument40050
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,760.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address5732 ENGINEER DR #102 HUNTINGTON BEACH CA 926495712, 102, HUNTINGTON BEACH, CA 92649-5712
InvestorPossibly a Property Investor

Mortgage

Document Number40051
DateDec 17, 2018
Instrument40051
Lender
NameMOHINDER BADYAL
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,715.00 (+6.96%) Homeowner's exemption$329,963 (+4.04%) Land $42,448 Building $287,515
2023$4,408.00 (+2.32%) Homeowner's exemption$317,151 Land $40,800 Building $276,351
2022$4,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
4 of 17 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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