2954 Bannon Ln, Merced, CA 95348 Property Records

Merced County property record for 2954 Bannon Ln, Merced, CA 95348 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,619 sqft · built 2021
Lot Size	0.066 acres (2,907 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Aug 2021)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058-480-026-000`

Property Details

APN / Parcel Number

Primary APN	`058-480-026-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,619 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	2,907 sqft (0.066 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2954 BANNON LN
City	MERCED
State	CA
Zip	95348-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK LOT 49
Legal Subdivision	HIGHLAND PARK
Legal Lot Number	49
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1003

Owner

Source: Merced County records · APN 058-480-026-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2954 BANNON LN, MERCED, CA 95348-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2023	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 13, 2021	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Dec 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage EP GUARDIAN FUND LLC
Sep 05, 2019	Grant Deed, Construction Loan · Construction Mortgage EP GUARDIAN FUND LLC
Dec 17, 2018	Grant Deed, Transfer MOHINDER BADYAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	0000036009
Last Transfer Date	Feb 02, 2023
Transfer Doc	0000002351
Record Updated	Jun 08, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 02, 2023
Property Address	2954 BANNON LN, MERCED, CA 95348-1778
Document Number	0000002351
Map Reference	MB 77 PG 40-51
Instrument Date	Jan 31, 2023
Instrument	2023002351
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 BANNON LN, MERCED, CA 95348-1778

Mortgage

Document Number	0000002352
Date	Feb 02, 2023
Instrument	2023002352

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Mortgage

Document Number	0000002353
Date	Feb 02, 2023
Instrument	2023002353

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 13, 2021
Property Address	2954 BANNON LN, MERCED, CA 95348-1778
Document Number	0000036009
Map Reference	MB 77 PG 40-51
Instrument Date	May 03, 2021
Instrument	2021036009
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2954 BANNON LN, MERCED, CA 95348-1778

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Dec 28, 2020
Property Address	2954 BANNON LN, MERCED, CA 95348-1778
Document Number	0000050071
Instrument Date	Dec 23, 2020
Instrument	50071
Transaction Type	Construction Loan
Record Updated	Jan 26, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number	0000050071
Date	Dec 28, 2020
Instrument	50071

Lender

Name	EP GUARDIAN FUND LLC
Address	7668 EL CAMINO REAL # 104-12, CARLSBAD, CA 92009-7932

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 05, 2019
Property Address	2954 BANNON LN, MERCED, CA 95348-1778
Instrument Date	Sep 03, 2019
Instrument	27871
Transaction Type	Construction Loan
Record Updated	Oct 15, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2702 BIRMHALL DR ROSSMOOR CA 90273, ROSSMOOR, CA 90273

Mortgage

Document Number	0000027871
Date	Sep 05, 2019
Instrument	27871

Lender

Name	EP GUARDIAN FUND LLC
Address	7668 EL CAMINO READ # 104-12, CARLSBAD, CA 92009

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 17, 2018
Property Address	2954 BANNON LN, MERCED, CA 95348-1778
Document Number	0000040050
Instrument Date	Dec 11, 2018
Instrument	40050
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5732 ENGINEER DR #102 HUNTINGTON BEACH CA 926495712, 102, HUNTINGTON BEACH, CA 92649-5712
Investor	Possibly a Property Investor

Mortgage

Document Number	40051
Date	Dec 17, 2018
Instrument	40051

Lender

Name	MOHINDER BADYAL

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,344.00 (+29.39%)	$379,746 (+33.59%) Land $52,020 Building $327,726
2023	$4,130.00 (+2.35%)	$284,263 Land $40,800 Building $243,463
2022	$4,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: T-Mobile USA, AT&T, California Internet, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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