296 S Valley Vw, Payson, AZ 85541 Property Records

Gila County property record for 296 S Valley Vw, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,466 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$736 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`304-33-261`

Property Details

APN / Parcel Number

Primary APN	`304-33-261`
Alternative APNs	`R034133` `034133`

Interior

Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	822 sqft
Basement Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Account Number	R034133
Street Address	296 S VALLEY VW
City	PAYSON
State	AZ
Zip	85541-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 25 TOWNSHIP: 09N RANGE: 10E LOT 260 OF TONTO CREEK SHORES OF PLAT 441SW1/4 SEC 25 T9N R10E = 0.16 AC
Legal Range	10E
Legal Township	09N
Legal Section	25
Legal Subdivision	TONTO CREEK
Legal Lot Number	260
Jurisdiction	GILA AZ
Township / Civil Division	TONTO BASIN
Census Block Group	1
Census Block	1018
Census Tract	600

Owner

296 S Valley Vw is owned and occupied by an individual who acquired it in September 2021.

Source: Gila County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	296 S VALLEY VW, PAYSON, AZ 85541-2162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2021
Transfer Doc	0000013916
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	296 S VALLEY VW, PAYSON, AZ 85541-2162
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003051
Date	Mar 2, 2022
Instrument	2022-003051

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Oct 7, 2021
Property Address	296 S VALLEY VW, PAYSON, AZ 85541-2162
Document Number	0000013916
Map Reference	MAP 441
Instrument Date	Sep 28, 2021
Instrument	2021-013916
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 S VALLEY VW, PAYSON, AZ 85541-2162

Mortgage

Document Number	0000013917
Date	Oct 7, 2021
Instrument	2021-013917

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 296 S Valley Vw was $736.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,420 Land $3,150 Building $21,270	$244,194 Land $31,498 Building $212,696
2025	$736.00
2024		$22,637 Land $1,890 Building $20,747	$226,364 Land $18,895 Building $207,469
2023	$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 S Valley Vw in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1993–2018)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 S Valley Vw is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GISELA public/private · serves 508 people · EPA ID AZ0404346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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