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248 S Division St, West Point, MS 39773 Property Records

Clay County property record for 248 S Division St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,110 sqft · built 1928
Lot Size0.346 acres (15,077 sqft)
OwnerIndividual Name on Record
Last Sale$115,500 (Oct 2017)
Tax Bill$659 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN083C214E 0380000

Property Details

APN / Parcel Number

Primary APN083C214E 0380000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,110 sqft Finished Area
1st Floor Area1,798 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area15,077 sqft
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address248 S DIVISION ST
CityWEST POINT
StateMS
Zip39773-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK 21 W 3 DB 295/877
Legal Range06E
Legal Township17
Legal Section14
Legal Block21
Legal Lot Number12
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group2
Census Block2009
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Unified Historic District
listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address248 S DIVISION ST, WEST POINT, MS 39773-2906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2017Deed of Trust, Mortgage
RENASANT BANK
Oct 3, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2017 · Amount on Record
Deed SaleOct 3, 2017 · Amount on Record
Deed Document Number20175544
Deed Book / Page295 / 877
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address248 S DIVISION ST, WEST POINT, MS 39773-2906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number497/894
DateOct 3, 2017
Book Page497/894
Instrument2017005545
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateOct 3, 2017
Property Address248 S DIVISION ST, WEST POINT, MS 39773-2906
Document Number295/877
Book / Page295 / 877
Instrument DateSep 11, 2017
Instrument2017005544
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2247 LONE OAK DR, 2247, WEST POINT, MS 39773-8827

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 CLARK CIR, WEST POINT, MS 39773-3837

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$659.00 (-53.43%) Additional exemption filed$14,192 (-) Land $1,980 Building $12,212$141,916 (-) Land $19,796 Building $122,120
2024$14,192 (+23.85%) Land $1,980 Building $12,212$141,916 (+23.85%) Land $19,796 Building $122,120
2023$1,415.00 (+1.36%) Additional exemption filed$11,459 Land $1,980 Building $9,479$114,584 Land $19,796 Building $94,788
2022$1,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILOAM W/A #3-BEASLEY WELL
public/private · serves 810 people · EPA ID MS0130016
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
Xfinity
Cable		1,200 / 35
4-County Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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