296 Old Cheat Rd, Morgantown, WV 26508 Property Records

Monongalia County property record for 296 Old Cheat Rd, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Nov 2025)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-20-0116.0001`

Property Details

APN / Parcel Number

Primary APN	`18-20-0116.0001`
Alternative APN	`31-18-20-0116.0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	100 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	296 OLD CHEAT RD
City	MORGANTOWN
State	WV
Zip	26508-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.50 AC EASTON
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2023
Census Tract	10800

Owner

Source: Monongalia County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 7, 2025	Deed, Transfer · Conventional Mortgage US BANK NA
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Apr 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	971008
Deed Book / Page	1895 / 711
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108

Mortgage

Document Number	0000835613
Date	Jul 9, 2021
Book Page	2453/206
Instrument	835613

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 7, 2025
Property Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000971008
Book / Page	1895 / 711
Instrument Date	Oct 27, 2025
Instrument	971008
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108

Mortgage

Document Number	0000971009
Date	Nov 7, 2025
Instrument	971009

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000807938
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 OLD CHEAT RD MORGANTOWN WV 265084108, MORGANTOWN, WV 26508-4108

Mortgage

Document Number	0000807938
Date	Nov 17, 2020
Book Page	002396/000788
Instrument	807938

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Apr 26, 2018
Property Address	296 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000720704
Book / Page	001622 / 000070
Instrument Date	Apr 25, 2018
Instrument	720704
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (-0.7%)	$106,440 (-0.62%) Land $25,140 Building $81,300	$177,400 (-0.62%) Land $41,900 Building $135,500
2023	$1,145.00 (+1.87%)	$107,100 (-2.41%) Land $24,540 Building $82,560	$178,500 (-2.41%) Land $40,900 Building $137,600
2022	$1,124.00	$109,740 Land $24,540 Building $85,200	$182,900 Land $40,900 Building $142,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Frontier, Verizon.

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