284 Old Cheat Rd, Morgantown, WV 26508 Property Records

Monongalia County property record for 284 Old Cheat Rd, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1998
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2024)
Tax Bill	$578 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-20-0106.0000`

Property Details

APN / Parcel Number

Primary APN	`18-20-0106.0000`
Alternative APN	`31-18-20-0106.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	62 ft deep x 62.8 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	284 OLD CHEAT RD
City	MORGANTOWN
State	WV
Zip	26508-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.179 AC SUR EASTON (D-W)
Legal Subdivision	BLUE MOUNTAIN ENGINEERING
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2023
Census Tract	10800

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2019	Grant Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Dec 5, 2017	Grant Deed, Transfer PRIME LNDG
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2024934236
Deed Book / Page	1856 / 81
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0000705941
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Recording Date	May 14, 2026
Property Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000986373
Book / Page	2696 / 533
Instrument Date	May 7, 2026
Instrument	2026986373
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108

Mortgage

Document Number	0000986373,
Date	May 14, 2026
Book Page	2696/533
Instrument	2026986373

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jul 15, 2019
Property Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000765260
Book / Page	001676 / 000804
Instrument Date	Jul 11, 2019
Instrument	765260
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 OLD CHEAT RD MORGANTOWN WV 265084108, MORGANTOWN, WV 26508-4108

Mortgage

Document Number	765261
Date	Jul 15, 2019
Book Page	002301/000600
Instrument	765261

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Dec 5, 2017
Property Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000705942
Instrument Date	Nov 22, 2017
Instrument	705942
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705943
Date	Dec 5, 2017
Book Page	002215/000286
Instrument	705943

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONONGALIA WV
Recording Date	Dec 5, 2017
Property Address	284 OLD CHEAT RD, MORGANTOWN, WV 26508-4108
Document Number	0000705940
Book / Page	001607 / 000246
Instrument Date	Nov 15, 2017
Instrument	705940
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$578.00 (-1.03%)	$54,180 (-0.88%) Land $17,340 Building $36,840	$90,300 (-0.88%) Land $28,900 Building $61,400
2025	$584.00 (+56.15%)	$54,660 (-0.65%) Land $17,340 Building $37,320	$91,100 (-0.65%) Land $28,900 Building $62,200
2023	$374.00 (+5.35%) Homeowner's exemption	$55,020 (+0.55%) Land $9,720 Building $45,300	$91,700 (+0.55%) Land $16,200 Building $75,500
2022	$355.00 Homeowner's exemption	$54,720 Land $9,720 Building $45,000	$91,200 Land $16,200 Building $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Frontier, Verizon.

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