Monongalia County property record for 345 Old Cheat Rd, Morgantown, WV 26508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1964 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $760 (2026) |
| Deeds & Mortgages | Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-20-0117.0000 |
| Primary APN | 18-20-0117.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 102,366 sqft (2.35 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 345 OLD CHEAT RD |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26508-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.35 AC SUR CHEAT ROAD |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | EASTERN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10800 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1930 BUCCANEER RD, MONETA, VA 24121-2048 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Jun 9, 2026 |
| Property Address | 345 OLD CHEAT RD, MORGANTOWN, WV 26508-4116 |
| Document Number | 0000988870 |
| Book / Page | 2701 / 601 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026988870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 274 MAJESTIC VIEW DR, KINGWOOD, WV 26537-8460 |
| Document Number | 0000988870, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 2701/601 |
| Instrument | 2026988870 |
| Name | FIRST UNITED BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760.00 (-1.04%) | $71,220 (-1%) Land $28,320 Building $42,900 | $118,700 (-1%) Land $47,200 Building $71,500 |
| 2025 | $768.00 (-1.16%) | $71,940 (-0.99%) Land $28,320 Building $43,620 | $119,900 (-0.99%) Land $47,200 Building $72,700 |
| 2023 | $777.00 (+4.72%) | $72,660 (+0.25%) Land $28,320 Building $44,340 | $121,100 (+0.25%) Land $47,200 Building $73,900 |
| 2022 | $742.00 | $72,480 Land $28,260 Building $44,220 | $120,800 Land $47,100 Building $73,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Frontier, Verizon.
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