Otsego County and Butternuts Town property record for 296 Guy Beardsley Rd, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,194 sqft · built 1990 |
| Lot Size | 42.5 acres (1,852,171 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Oct 2022) |
| Tax Bill | $5,072 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362289 283.00-1-8.00 |
| Primary APN | 362289 283.00-1-8.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 802 sqft |
| 2nd Floor Area | 392 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 1,852,171 sqft (42.5 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 828 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 040600 |
|---|---|
| Street Address | 296 GUY BEARDSLEY RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | BUTTERNUTS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 591500 |
Source: Otsego County and Butternuts Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 WELSH AYRES WAY, DOWNINGTOWN, PA 19335-1687 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit DELAWARE NATIONAL BANK |
| Oct 18, 2022 | Executor's Deed, Transfer · Stand-Alone First Mortgage DELAWARE NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Aug 20, 1998 |
| Deed Document Number | 20225768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 296 GUY BEARDSLEY RD, OTEGO, NY 13825-2116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000049 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023-3049 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 18, 2022 |
| Property Address | 296 GUY BEARDSLEY RD, OTEGO, NY 13825-2116 |
| Document Number | 0000000768 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-5768 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 WELSH AYRES WAY, DOWNINGTOWN, PA 19335-1687 |
| Document Number | 0000000769 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-5769 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Butternuts Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,072.00 (+2.24%) | $203,600 (-) Land $75,500 Building $128,100 | $299,412 (+15.29%) Land $111,029 Building $188,383 |
| 2024 | $4,961.00 | ||
| 2023 | $203,600 Land $75,500 Building $128,100 | $259,694 Land $96,301 Building $163,393 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2006–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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