250 Guy Beardsley Rd, Otego, NY 13825 Property Records

Otsego County and Butternuts Town property record for 250 Guy Beardsley Rd, Otego, NY 13825

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,017 sqft · built 1989
Lot Size	29.2 acres (1,275,872 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Oct 2023)
Tax Bill	$4,040 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`362289 282.00-1-49.03`

Property Details

APN / Parcel Number

Primary APN	`362289 282.00-1-49.03`
Alternative APNs	`228928200000010490030000` `224287`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,017 sqft Living Area
1st Floor Area	1,017 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	1,275,872 sqft (29.2 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	224287
Street Address	250 GUY BEARDSLEY RD
City	OTEGO
State	NY
Zip	13825-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	986 0 0
Legal Block	1
Legal Lot Number	49.003
Jurisdiction	OTSEGO NY
Township / Civil Division	BUTTERNUTS
Census Block Group	1
Census Block	1036
Census Tract	591500

Owner

Source: Otsego County and Butternuts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4705 LEE DR, STROUDSBURG, PA 18360-9176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Mar 6, 2019	Grant Deed, Transfer · Conventional Mortgage COMMUNITY BK NA
Mar 6, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	20234076
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 5, 2023
Property Address	250 GUY BEARDSLEY RD, OTEGO, NY 13825-2116
Document Number	0000000076
Instrument Date	Oct 5, 2023
Instrument	2023-4076
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 LEE DR, STROUDSBURG, PA 18360-9176

Mortgage

Document Number	0000000077
Date	Oct 5, 2023
Instrument	2023-4077

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 6, 2019
Property Address	250 GUY BEARDSLEY RD, OTEGO, NY 13825-2116
Document Number	0000001030
Instrument Date	Jan 30, 2019
Instrument	1030
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000B STATE ROUTE 94 BLAIRSTOWN NJ 078254149, BLAIRSTOWN, NJ 07825-4149

Mortgage

Document Number	1031
Date	Mar 6, 2019
Instrument	1031

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 6, 2019
Property Address	250 GUY BEARDSLEY RD, OTEGO, NY 13825-2116
Document Number	0000001030
Instrument Date	Dec 10, 2018
Instrument	1030
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1000 STATE ROUTE 94 BLAIRSTOWN NJ 07825, BLAIRSTOWN, NJ 07825
Investor	Possibly a Property Investor

Mortgage

Document Number	1031
Date	Mar 6, 2019
Instrument	1031

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Butternuts Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,040.00 (+2.12%)
2025	$3,956.00	$158,500 (-) Land $61,600 Building $96,900	$233,088 (+15.29%) Land $90,588 Building $142,500
2023		$158,500 (-) Land $61,600 Building $96,900	$202,168 (+27.55%) Land $78,571 Building $123,597
2022		$158,500 Land $61,600 Building $96,900	$158,500 Land $61,600 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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