183 Guy Beardsley Rd, Otego, NY 13825 Property Records

Otsego County and Butternuts Town property record for 183 Guy Beardsley Rd, Otego, NY 13825

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,441 sqft · built 1800
Lot Size35.1 acres (1,530,263 sqft)
OwnerIndividual Name on File
Tax Bill$5,330 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN362289 282.00-1-45.01

Property Details

APN / Parcel Number

Primary APN362289 282.00-1-45.01
Alternative APNs
  • 228928200000010450000000
  • 022100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,117 sqft
Upper Floors Area324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleTraditional
Exterior MaterialWood
Lot Area1,530,263 sqft (35.1 acres)
Lot Width1,460 ft Width
Garage TypeMixed
Garage Area928 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number022100
Street Address183 GUY BEARDSLEY RD
CityOTEGO
StateNY
Zip13825-2319
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number45.001
JurisdictionOTSEGO NY
Township / Civil DivisionBUTTERNUTS
Census Block Group1
Census Block1037
Census Tract591500

Owner

183 Guy Beardsley Rd, a rural home, is owned and occupied by an individual.

Source: Otsego County and Butternuts Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address183 GUY BEARDSLEY RD, OTEGO, NY 13825-2319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Line of Credit
SIDNEY FCU
Nov 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address183 GUY BEARDSLEY RD, OTEGO, NY 13825-2319
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000089
DateFeb 3, 2026
Instrument2026-489
Lender
NameSIDNEY FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateNov 20, 2020
Property Address183 GUY BEARDSLEY RD, OTEGO, NY 13825-2319
Document Number0000005236
Instrument DateNov 16, 2020
Instrument5236
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address183 GUY BEARDSLEY RD OTEGO NY 138252319, OTEGO, NY 13825-2319

Tax Assessment & Valuation

The 2026 property tax bill for 183 Guy Beardsley Rd was $5,330.

Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionButternuts Town
Unified School DistrictGilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,330.00
2025$133,400 Land $31,800 Building $101,600$196,176 Land $46,765 Building $149,411
2023$133,400 Land $31,800 Building $101,600$170,153 Land $40,561 Building $129,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Guy Beardsley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2006–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimJul 2021 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Guy Beardsley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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