296 Cushing Dr, Savannah, GA 31406 Property Records

Chatham County property record for 296 Cushing Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,339 sqft · built 1990
Lot Size	0.663 acres (28,885 sqft)
Owner	Individual Name on Record
Tax Bill	$13,408 (2025)
Deeds & Mortgages	May 2018 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1-0464-03-010`

Property Details

APN / Parcel Number

Primary APN	`1-0464-03-010`
Alternative APN	`B300G243`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,339 sqft Living Area
1st Floor Area	3,274 sqft
Upper Floors Area	2,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,885 sqft (0.663 acres)
Lot Dimensions	249 ft deep x 116 ft wide
Garage Type	Mixed
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	90 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	296 CUSHING DR
City	SAVANNAH
State	GA
Zip	31406-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 29 VISTA POINT SUB
Legal Subdivision	VISTA POINT SUB
Legal Lot Number	29
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2018
Census Tract	11007

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 CUSHING DR, SAVANNAH, GA 31406-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CHATHAM BANK PRIVATE BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HOME LENDING
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHATHAM BANK PRIVATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2015
Deed Sale	Jun 11, 2015
Deed Document Number	20155245
Deed Book / Page	554 / 719
Last Transfer Date	Jun 18, 2025
Transfer Doc	0037050001
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	296 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013460223
Date	May 14, 2018
Book Page	1346/223
Instrument	31017700008

Lender

Name	FIRST CHATHAM BANK PRIVATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	296 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 CUSHING DR, SAVANNAH, GA 31406-8951

Mortgage

Document Number	0000001727/0000000207
Date	Sep 24, 2019
Book Page	0000001727/0000000207

Lender

Name	JG WENTWORTH HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	296 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1346/223
Date	May 14, 2018
Book Page	1346/223
Instrument	31017700008

Lender

Name	FIRST CHATHAM BANK PRIVATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,160 (-1.11%) Land $252,880 Building $315,280	$1,420,400 (-1.11%) Land $632,200 Building $788,200
2025	$13,408.00 (+15.4%) Homeowner's exemption	$574,520 (+25.76%) Land $252,880 Building $321,640	$1,436,300 (+25.76%) Land $632,200 Building $804,100
2023	$11,619.00	$456,840 (+18.14%) Land $162,400 Building $294,440	$1,142,100 (+18.14%) Land $406,000 Building $736,100
2022		$386,680 Land $162,400 Building $224,280	$966,700 Land $406,000 Building $560,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO VISTA/BURNSIDE private · serves 759 people · EPA ID GA0510044
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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