296 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 296 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Rural Home
Details	1.75 ba · 1,056 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-12-006A`

Property Details

APN / Parcel Number

Primary APN	`115-12-006A`
Alternative APN	`R0054928`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	512 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	R0054928
Street Address	296 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-4014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 689 AND:- LOT: 690 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Subdivision	MOUNTAINAIRE UNIT 05
Legal Lot Number	689
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1024
Census Tract	1500

Owner

Source: Coconino County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3101 W COOPER DR, FLAGSTAFF, AZ 86001-1003
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 28, 2021
Property Address	296 CHEROKEE, FLAGSTAFF, AZ 86005-4012
Document Number	0003920232
Map Reference	CASE 2 MAP 53
Instrument Date	Jun 7, 2021
Instrument	3920232
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10615 W SARATOGA CIR, 10615, SUN CITY, AZ 85351-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 CHEROKEE, FLAGSTAFF, AZ 86005-4012

Mortgage

Document Number	0003920233
Date	Jun 28, 2021
Instrument	3920233

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,074 (-5.68%) Land $14,607 Building $26,467
2025	$2,572.00 (+12.81%)	$43,547 (+1.24%)	$435,473 (+1.24%) Land $171,842 Building $263,631
2024		$43,015 Land $17,184 Building $25,831
2023	$2,280.00		$430,148 Land $171,842 Building $258,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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