Coconino County property record for 278 Cherokee, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1982 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,000 (Jul 2016) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-12-005A |
| Primary APN | 115-12-005A |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Patio Area | 384 sqft |
| Heating System | Electric |
|---|
| Account Number | R0054927 |
|---|---|
| Street Address | 278 CHEROKEE |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MOUNTAINAIRE UNIT 05 LOT: 688 W2 LOT 687 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E |
| Legal Range | 07E |
| Legal Township | 20N |
| Legal Section | 28 |
| Legal Subdivision | MOUNTAINAIRE UNIT 05 |
| Legal Lot Number | 687&688 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1500 |
278 Cherokee is owned and occupied by an individual who bought it in July 2016.
Source: Coconino County records, as of November 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 278 CHEROKEE, FLAGSTAFF, AZ 86005-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on File |
| Deed Sale | Jul 13, 2016 · Amount on File |
| Prior Sale | Dec 21, 2007 · Amount on File |
| Deed Document Number | 3757523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 278 CHEROKEE, FLAGSTAFF, AZ 86005-4012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 278 CHEROKEE, FLAGSTAFF, AZ 86005-4012 |
| Document Number | 0003918491 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 3918491 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 278 Cherokee was $2,525 with a homeowner's exemption.
Source: Coconino County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,875 Land $13,187 Building $31,688 | ||
| 2025 | $2,525.00 Homeowner's exemption | $448,754 Land $131,874 Building $316,880 | |
| 2024 | $46,868 Land $15,515 Building $31,353 | ||
| 2023 | $2,207.00 Homeowner's exemption | $468,677 Land $155,146 Building $313,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 278 Cherokee in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Feb 1993 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Cherokee is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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