323 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 323 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft · built 1985
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Dec 2015)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-09-117`

Property Details

APN / Parcel Number

Primary APN	`115-09-117`
Alternative APN	`R0017959`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Gross Area	968 sqft
1st Floor Area	968 sqft

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	5,227 sqft (0.119 acres)
Porch	Porch
Porch Area	64 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0017959
Street Address	323 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 03 LOT: 569 SIXTEENTH: NW QUARTER: SE SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 03
Legal Lot Number	569
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1021
Census Tract	1500

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 CHEROKEE, FLAGSTAFF, AZ 86005-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	3741240
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	323 CHEROKEE, FLAGSTAFF, AZ 86005-9539
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003900489
Date	Dec 31, 2020
Instrument	3900489

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	323 CHEROKEE, FLAGSTAFF, AZ 86005-9539
Document Number	0003847658
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	323 CHEROKEE FLAGSTAFF AZ 860059539, FLAGSTAFF, AZ 86005-9539

Mortgage

Document Number	0003847658
Date	Jul 23, 2019
Instrument	3847658

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,234 (-3.97%) Land $11,475 Building $21,759
2025	$1,612.00 (+14.49%) Homeowner's exemption		$332,337 (-3.97%) Land $114,750 Building $217,587
2024		$34,608 Land $13,462 Building $21,146
2023	$1,408.00 Homeowner's exemption		$346,075 Land $134,620 Building $211,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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