Brevard County property record for 296 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1994 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Jun 2019) |
| Tax Bill | $3,572 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-11-79-*-47 |
| Primary APN | 26-36-11-79-*-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,334 sqft |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 294 sqft |
| Deck Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615308 |
|---|---|
| Street Address | 296 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WEST LAKE VILLAGE UNIT TWO LOT 47 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | WEST LAKE VILLAGE UNIT TWO |
| Legal Lot Number | 47 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jun 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP |
| Jul 25, 2017 | Warranty Deed, Transfer · FHA Mortgage FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on Record |
| Deed Sale | Jun 7, 2019 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 2019123563 |
| Deed Book / Page | 8458 / 1664 |
| Prior Transfer Date | Mar 16, 2004 |
| Prior Transfer Doc | 0000086148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 296 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 286 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Document Number | 0089862410 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 8986/2410 |
| Instrument | 2021014129 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 7, 2019 |
| Property Address | 296 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Document Number | 0084581664 |
| Book / Page | 8458 / 1664 |
| Map Reference | MB 38 PG 91 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 2019123563 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ISLAND T&E AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9096 E CAPTAIN DREYFUS AVE, 9096, SCOTTSDALE, AZ 85260-4270 |
| Name | Verified Name |
|---|---|
| Address | 296 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Document Number | 2019123564 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2019123564 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 25, 2017 |
| Property Address | 296 CARMEL DR, MELBOURNE, FL 32940-7782 |
| Document Number | 0079440884 |
| Book / Page | 007944 / 000884 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 154540 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 296 CARMEL DR MELBOURNE FL 329407782, MELBOURNE, FL 32940-7782 |
| Document Number | 78440886 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 007844/000886 |
| Instrument | 154541 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FM 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,080 (+2.7%) | $360,380 (-1.06%) | |
| 2025 | $3,572.00 (+6.82%) Homeowner's exemption | $273,700 (+5.98%) | $364,250 (+0.33%) |
| 2024 | $3,344.00 (+1.7%) | ||
| 2023 | $3,288.00 (+7.49%) Homeowner's exemption | $258,250 (+3%) | $363,050 (+8.33%) Land $95,000 Building $268,050 |
| 2022 | $3,059.00 Homeowner's exemption | $250,730 | $335,130 Land $95,000 Building $240,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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