304 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 304 Carmel Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,216 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$316,053 (Oct 2021)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-11-79-*-45`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-79-*-45`
Alternative APNs	`26-36-11-79-00000.0-0045.00` `2615306`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,216 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	222 sqft
Deck Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615306
Street Address	304 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WEST LAKE VILLAGE UNIT TWO LOT 45
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	WEST LAKE VILLAGE UNIT TWO
Legal Lot Number	45
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3003
Census Tract	63109

Owner

304 Carmel Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 CARMEL DR, MELBOURNE, FL 32940-7785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Mar 19, 2015 · Amount on File
Deed Document Number	2021284150
Deed Book / Page	9308 / 2315
Prior Transfer Date	Jan 28, 2003
Prior Transfer Doc	4817002871
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 29, 2021
Property Address	304 CARMEL DR, MELBOURNE, FL 32940-7785
Document Number	0093082315
Book / Page	9308 / 2315
Map Reference	MB 38 PG 91
Instrument Date	Oct 14, 2021
Instrument	2021284150
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 CARMEL DR, 304, MELBOURNE, FL 32940-7785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CARMEL DR, MELBOURNE, FL 32940-7785

Mortgage

Document Number	0093082319
Date	Oct 29, 2021
Instrument	9308/2319

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 304 Carmel Dr was $5,460 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,350 (+2.19%)	$423,350 (-2.17%)
2025	$5,460.00 Homeowner's exemption	$414,260	$432,720 Land $95,000 Building $337,720
2023	$5,041.00 (+7.28%) Homeowner's exemption	$390,870 (+3%)	$403,280 (+6.27%) Land $95,000 Building $308,280
2022	$4,699.00 Homeowner's exemption	$379,490 Land $95,000 Building $284,490	$379,490 Land $95,000 Building $284,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Carmel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20