284 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 284 Carmel Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1998
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2022)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-11-79-*-50`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-79-*-50`
Alternative APNs	`26-36-11-79-00000.0-0050.00` `2615311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,977 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	429 sqft
Porch	Finished/Open Porch
Porch Area	446 sqft
Deck Area	581 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615311
Street Address	284 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WEST LAKE VILLAGE UNIT TWO LOT 50
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	WEST LAKE VILLAGE UNIT TWO
Legal Lot Number	50
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3003
Census Tract	63109

Owner

Source: Brevard County records · APN 26-36-11-79-*-50

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 CARMEL DR, MELBOURNE, FL 32940-7782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Prior Sale	Mar 05, 1998 · Amount on Record
Deed Document Number	2022138251
Deed Book / Page	9522 / 1009
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0000133193
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 02, 2022
Property Address	284 CARMEL DR, MELBOURNE, FL 32940-7782
Document Number	0095221009
Book / Page	9522 / 1009
Map Reference	MB 98 PG 91
Instrument Date	May 27, 2022
Instrument	2022138251
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3441 HEARTWOOD LN, 3441, MELBOURNE, FL 32934-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CARMEL DR, MELBOURNE, FL 32940-7782

Mortgage

Document Number	0095221010
Date	Jun 02, 2022
Instrument	9522/1010

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,470 (-2.78%)	$474,470 (-2.78%)
2025	$6,256.00 (-5.21%) Homeowner's exemption	$488,020 (+0.18%) Land $95,000 Building $393,020	$488,020 (+0.18%) Land $95,000 Building $393,020
2023	$6,600.00 (+30.13%)	$487,120 (+28.66%) Land $95,000 Building $392,120	$487,120 (+28.66%) Land $95,000 Building $392,120
2022	$5,072.00	$378,620 Land $95,000 Building $283,620	$378,620 Land $95,000 Building $283,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090631093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 313 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF COCOA serves 294,039 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.