2956 Cool Breeze Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2956 Cool Breeze Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 2001
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2003)
Tax Bill	$870 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-26-30-0592-0001-0710`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0592-0001-0710`
Alternative APNs	`263003059200010710` `81718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,153 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2956 COOL BREEZE CIR
City	SAINT CLOUD
State	FL
Zip	34769-1967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	LAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 71
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	LAKEVIEW VLG PH 2
Legal Phase	2
Legal Tract	592
Legal Block	710
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	43203

Owner

2956 Cool Breeze Cir is owned and occupied by an individual who acquired it in November 2010.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2956 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2003 · Amount on File
Deed Sale	Apr 30, 2003 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Book / Page	2240 / 1472
Last Transfer Date	Nov 22, 2010
Transfer Doc	0040650391
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2956 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060702905
Date	Oct 22, 2021
Book Page	6070/2905
Instrument	2021164856

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2956 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0055802025
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 COOL BREEZE CIR ST CLOUD FL 347691967, ST CLOUD, FL 34769-1967

Mortgage

Document Number	0055802025
Date	Aug 28, 2019
Book Page	005580/002025
Instrument	111628

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2956 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0054221430
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 COOL BREEZE CIR #C ST CLOUD FL 347691967, C, ST CLOUD, FL 34769-1967

Mortgage

Document Number	0054221430
Date	Oct 25, 2018
Book Page	005422/001430
Instrument	159061

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2956 Cool Breeze Cir was $870 with a homeowner's exemption, up 4.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (+4.57%) Homeowner's exemption	$91,516	$273,900 Land $55,000 Building $218,900
2024	$832.00 (+4.52%)
2023	$796.00 (+5.99%) Homeowner's exemption	$86,347 (+3%)	$247,700 (+21.12%) Land $50,000 Building $197,700
2022	$751.00 Homeowner's exemption	$83,833	$204,500 Land $45,000 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2956 Cool Breeze Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2956 Cool Breeze Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink, Verizon.

Nearby Properties on Cool Breeze Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures