Osceola County property record for 2946 Cool Breeze Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,387 sqft Heated Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2017) |
| Tax Bill | $2,283.00 (2025) |
| Primary APN | 81713 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,387 sqft Heated Area |
| Gross Area | 1,832 sqft Gross Area |
| 1st Floor | 1,187 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 180 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 225 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81713 |
|---|---|
| Street Address | 2946 COOL BREEZE CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1967 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 66 & 65 LESS COM AT SE COR OF ABOVE SUB, W 565 FT, N 45 DEG W 21.36 FT TO W/L OF |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | LAKEVIEW VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 592 |
| Legal Block | 1 |
| Legal Lot Number | 65-66 65 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records · APN 81713
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2946 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RPM LENDING INC |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2014 |
| Deed Doc Number | 0052572232 |
| Deed Book / Page | 4713 / 1891 |
| Prior Transfer Date | Dec 24, 2014 |
| Prior Transfer Doc | 2014187058 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2946 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CENTRAL FLORIDA TITLE ORLAND |
| Name | Verified Name |
|---|
| Document Number | 0052572234 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 5257/2234 |
| Instrument | 2017181655 |
| Name | RPM LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | MAITLAND, FL 32751 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2946 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Document Number | 0058060438 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2946 COOL BREEZE CIR ST CLOUD FL 347691967, ST CLOUD, FL 34769-1967 |
| Document Number | 0058060438 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 005806/000438 |
| Instrument | 133104 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+6.83%) Homeowner's exemption | $170,433 (+5.99%) | $302,600 (+10.4%) Land $55,000 Building $247,600 |
| 2023 | $2,137.00 (+4.04%) Homeowner's exemption | $160,806 (+3%) | $274,100 (+21.12%) Land $50,000 Building $224,100 |
| 2022 | $2,054.00 Homeowner's exemption | $156,123 | $226,300 Land $45,000 Building $181,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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