Osceola County property record for 2960 Cool Breeze Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,300 sqft Heated Area |
| Lot Size | 9,670 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2022) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 81720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Heated Area |
| Gross Area | 1,645 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,670 sqft (0.221 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 273 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81720 |
|---|---|
| Street Address | 2960 COOL BREEZE CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1967 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 73 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | LAKEVIEW VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 592 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records · APN 81720
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2960 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 10, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Doc Number | 2022123356 |
| Deed Book / Page | 6267 / 1686 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 2960 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Document Number | 0062671686 |
| Book / Page | 6267 / 1686 |
| Map Reference | MB 11 PG 62 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022123356 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | SIGNATURE TITLE PROFESSIONALS, SIGNATURE TTL PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 WESTMINSTER WAY, 1405, KISSIMMEE, FL 34744-6259 |
| Name | Verified Name |
|---|---|
| Address | 3551 CAMPION AVE, VIRGINIA BEACH, VA 23462-6920 |
| Document Number | 0062671688 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 6267/1688 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 2960 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967 |
| Document Number | 0053141882 |
| Book / Page | 5314 / 1882 |
| Map Reference | MB1456 PG2638 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 2018056183 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 GENTLE KNOLL DR W, 101, KINGSLAND, GA 31548-5714 |
| Name | Verified Name |
|---|---|
| Address | 2850 COOL BREEZE CIR, LEESBURG, FL 34789 |
| Document Number | 2018056184 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018056184 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 (-99.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $279,593 (+5.99%) | $291,400 (+10.46%) Land $55,000 Building $236,400 |
| 2023 | $3,901.00 (+81.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,800 (+63.19%) Land $50,000 Building $213,800 | $263,800 (+21.29%) Land $50,000 Building $213,800 |
| 2022 | $2,154.00 Homeowner's exemption | $161,653 | $217,500 Land $45,000 Building $172,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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