2954 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2954 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,747 sqft · built 2003
Lot Size	0.039 acres (1,707 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-038`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-038`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,747 sqft
Gross Area	2,467 sqft
1st Floor Area	720 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 2003
Exterior Material	Frame Siding
Lot Area	1,707 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2954 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0042704 W 23.71FT E 59.14FT LT 37 WINDING CREEK UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CRK 01 03
Legal Tract	01
Legal Lot Number	37
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2070 MORNINGVIEW DR, HOFFMAN ESTATES, IL 60192-4132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 16, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jan 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2023R0024573
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2023
Property Address	2954 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000024573
Instrument Date	Aug 21, 2023
Instrument	2023R0024573
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2954 TALAGA DR, LAKE BLUFF, IL 60044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 MORNINGVIEW DR, HOFFMAN ESTATES, IL 60192-4132

Mortgage

Document Number	0000024575
Date	Sep 29, 2023
Instrument	2023R0024575

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2954 TALAGA DR, ALGONQUIN, IL 60102-6851
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004937
Date	Feb 7, 2022
Instrument	2022R0004937

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate	4%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2954 TALAGA DR, ALGONQUIN, IL 60102-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050814
Date	Nov 23, 2020
Instrument	2020R0050814

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 16, 2017
Property Address	2954 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000042704
Instrument Date	Oct 11, 2017
Instrument	42704
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.85
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 TALAGA DR ALGONQUIN IL 601026851, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	42705
Date	Nov 16, 2017
Instrument	42705

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 3, 2017
Property Address	2954 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000000199
Instrument Date	Dec 27, 2016
Instrument	199
Transaction Type	Foreclosure
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$78,950 Land $14,925 Building $64,025	$236,850 Land $44,775 Building $192,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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