2946 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2946 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,733 sqft · built 2003
Lot Size	0.039 acres (1,719 sqft)
Owner	Company Name on Record
Last Sale	$199,000 (Apr 2014)
Deeds & Mortgages	Feb 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-043`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-043`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,733 sqft
Gross Area	2,467 sqft
1st Floor Area	734 sqft
2nd Floor Area	999 sqft

Exterior

Year Built	Built 2003
Exterior Material	Frame Siding
Lot Area	1,719 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2946 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0005608 E 23.80FT W 60.88FT LT 36 WINDING CREEK UNIT 1 FIRST RESUB
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CREEK #1 1ST RESUB
Legal Lot Number	36
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2946 TALAGA DR, ALGONQUIN, IL 60102-6851
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 13, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2014 · Amount on Record
Deed Sale	Apr 24, 2014 · Amount on Record
Prior Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	0000012878
Last Transfer Date	Feb 11, 2022
Transfer Doc	0000005608
Record Updated	Jun 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Feb 11, 2022
Property Address	2946 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000005608
Map Reference	DOC 2002R85982
Instrument Date	Feb 4, 2022
Instrument	2022R0005608
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 TALAGA DR, ALGONQUIN, IL 60102-6851

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2946 TALAGA DR, ALGONQUIN, IL 60102-6851
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032872
Date	Jun 17, 2021
Instrument	2021R0032872

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2946 TALAGA DR, ALGONQUIN, IL 60102-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008830
Date	Mar 13, 2017
Instrument	2017R0008830

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,142 Land $13,999 Building $67,143	$243,426 Land $41,997 Building $201,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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