2956 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2956 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,733 sqft · built 2003
Lot Size	0.39 acres (1,714 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2021)
Tax Bill	$6,618 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-037`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,733 sqft Living Area
1st Floor Area	734 sqft
Basement Area	734 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	1,714 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2956 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0061066 (RE-RECORD) E 23.81FT W 52.86FT LT 37 WINDING CREEK UNIT 1
Legal Subdivision	WINDING CREEK UNIT 1
Legal Lot Number	37
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2956 TALAGA DR, ALGONQUIN, IL 60102-6851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 10, 2021	Re-recorded Document CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	202161066
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0000061066
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2021
Property Address	2956 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000051983
Map Reference	DOC 2001R0003755
Instrument Date	Jun 8, 2021
Instrument	2021R0051983
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 TALAGA DR, ALGONQUIN, IL 60102-6851

Mortgage

Document Number	0000051984
Date	Sep 23, 2021
Instrument	2021R0051984

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Nov 10, 2021
Property Address	2956 TALAGA DR, ALGONQUIN, IL 60102-6851
Document Number	0000061066
Instrument Date	Jun 8, 2021
Instrument	2021R0061066
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21799 W VERNON RIDGE DR, 21799, MUNDELEIN, IL 60060-5316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 TALAGA DR, ALGONQUIN, IL 60102-6851

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,618.00	$92,608 (+17.72%) Land $18,583 Building $74,025	$277,824 (+17.72%) Land $55,749 Building $222,075
2022	Homeowner's exemption	$78,668 Land $14,925 Building $63,743	$236,004 Land $44,775 Building $191,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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