2952 River Edge Cir, Spring Valley, OH 45370 Property Records

Greene County property record for 2952 River Edge Cir, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 4,313 sqft · built 2003
Lot Size	2.99 acres (130,288 sqft)
Owner	Individual Name on File
Last Sale	$669,000 (Aug 2019)
Tax Bill	$15,866 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-0002-0024.0-0141.00`

Property Details

APN / Parcel Number

Primary APN	`L32-0002-0024.0-0141.00`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,313 sqft Living Area
1st Floor Area	2,879 sqft
Basement Area	2,416 sqft
Finished Basement	2,416 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Brick
Lot Area	130,288 sqft (2.99 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2952 RIVER EDGE CIR
City	SPRING VALLEY
State	OH
Zip	45370-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE II LOT 95 SEC FOUR 2.991AC 2952 RIVER EDGE CIR
Legal Subdivision	RIVER RIDGE II
Legal Lot Number	95
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	2
Census Block	2001
Census Tract	220102

Owner

2952 River Edge Cir is owned and occupied by an individual who bought it in August 2019.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2952 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 13, 2019	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Jul 17, 2003 · Amount on File
Deed Document Number	201912730
Prior Transfer Date	Jan 6, 1998
Prior Transfer Doc	0011590178
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2952 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9009
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010143
Date	Jun 8, 2020
Instrument	2020010143

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2952 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9009
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014686
Date	Sep 11, 2019
Instrument	2019014686

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 13, 2019
Property Address	2952 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9009
Document Number	0000012730
Map Reference	MB 30 PG 114A&114B
Instrument Date	Jul 22, 2019
Instrument	2019012730
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2952 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9009

Mortgage

Document Number	0000012731
Date	Aug 13, 2019
Instrument	2019012731

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 2952 River Edge Cir was $15,866, up 1.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,866.00 (+1.33%)	$283,570 (-) Land $34,730 Building $248,840
2024	$15,657.00 (-0.36%)	$283,570 (-) Land $34,730 Building $248,840
2023	$15,713.00 (+1.91%)	$283,570 (+23.43%) Land $34,730 Building $248,840	$810,210 Land $99,240 Building $710,970
2022	$15,418.00	$229,740 Land $34,730 Building $195,010
2020			$656,410 Land $99,240 Building $557,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2952 River Edge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2952 River Edge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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