2952 Ensenada Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2952 Ensenada Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,086 sqft · built 2012
Lot Size	0.221 acres (9,670 sqft)
Owner	Owner Name on File
Last Sale	$209,600 (Nov 2012)
Tax Bill	$193 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2S-27-2135-00000-0020`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-2135-00000-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,086 sqft Heated Area
Gross Area	2,951 sqft
1st Floor Area	2,527 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,670 sqft (0.221 acres)
Lot Dimensions	1,240 ft deep x 710 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022S272135000000020
Street Address	2952 ENSENADA CT
City	NAVARRE
State	FL
Zip	32566-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LA MESA AT HIDDEN CREEK LOT 2 AS DES IN OR 3187 PG 130
Legal Range	27W
Legal Township	02S
Legal Section	02
Legal Subdivision	LA MESA AT HIDDEN CREEK
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1001
Census Tract	10822

Owner

The current owner of 2952 Ensenada Ct bought it in November 2012.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	2952 ENSENADA CT, NAVARRE, FL 32566-8898
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2012 · Amount on File
Deed Sale	Nov 5, 2012 · Amount on File
Prior Sale	Apr 6, 2011 · Amount on File
Deed Document Number	201250206
Deed Book / Page	3187 / 0130
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2952 ENSENADA CT, NAVARRE, FL 32566-8898
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 ENSENADA CT, NAVARRE, FL 32566-8898

Mortgage

Document Number	0041990721
Date	Oct 27, 2021
Book Page	4199/721
Instrument	202171972

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$193.00 (+7.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$221,771 (+3%)	$309,891 (+2.37%) Land $50,000 Building $259,891
2023	$180.00 (+6.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$215,312 (+3%)	$302,703 (+2.36%) Land $45,000 Building $257,703
2022	$169.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$209,041	$295,729 Land $42,000 Building $253,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2952 Ensenada Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2952 Ensenada Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20