Santa Rosa County property record for 2932 Ensenada Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,393 sqft · built 2011 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,900 (Oct 2017) |
| Tax Bill | $2,708 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-2135-00000-0220 |
| Primary APN | 02-2S-27-2135-00000-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,393 sqft Living Area |
| Gross Area | 3,363 sqft |
| 1st Floor Area | 2,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 120 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2932 ENSENADA CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LA MESA AT HIDDEN CREEK LOT 22 AS DES IN OR 3668 PG 883 & AS DES IN OR 3814 PG 1949 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | LA MESA @ HID CREEK |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10822 |
2932 Ensenada Ct is owned and occupied by two individuals who bought it in October 2017.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2932 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC |
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2017 · Amount on File |
| Deed Sale | Oct 9, 2017 · Amount on File |
| Prior Sale | Jan 17, 2012 · Amount on File |
| Deed Document Number | 201741967 |
| Deed Book / Page | 3668 / 883 |
| Prior Transfer Date | Mar 28, 2015 |
| Prior Transfer Doc | 0038141949 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2932 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0039150174 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 3915/174 |
| Instrument | 202005241 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2932 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2932 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0041740889 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 4174/889 |
| Instrument | 202159796 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,334 (+2.9%) | $338,688 (+2.25%) Land $50,000 Building $288,688 | |
| 2024 | $2,708.00 (+2.3%) Homeowner's exemption | $256,884 (+3%) | $331,220 (+2.3%) Land $50,000 Building $281,220 |
| 2023 | $2,647.00 (+2.76%) Homeowner's exemption | $249,402 (+3%) | $323,786 (+1.44%) Land $45,000 Building $278,786 |
| 2022 | $2,576.00 Homeowner's exemption | $242,138 | $319,184 Land $42,000 Building $277,184 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2932 Ensenada Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2932 Ensenada Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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