Santa Rosa County property record for 2964 Ensenada Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,103 sqft · built 2012 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Aug 2023) |
| Tax Bill | $3,618 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-2135-00000-0040 |
| Primary APN | 02-2S-27-2135-00000-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| Gross Area | 2,879 sqft |
| 1st Floor Area | 2,103 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 216 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2964 ENSENADA CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LA MESA AT HIDDEN CREEK LOT 4 AS DES IN OR 4421 PG 363 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | LA MESA @ HID CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 3, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 27, 2020 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 4, 2017 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Prior Sale | Jul 17, 2012 · Amount on File |
| Deed Document Number | 202334914 |
| Deed Book / Page | 4421 / 363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 3, 2023 |
| Property Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0044210363 |
| Book / Page | 4421 / 363 |
| Map Reference | MB 11 PG 21 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 202334914 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CAMI ANTIC DE VALENCIA, BARCELONA XX 8005 |
| Name | Verified Name |
|---|---|
| Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0004421366 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 4421/366 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0042711181 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 4271/1181 |
| Instrument | 202222622 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0040200356 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 4020/356 |
| Instrument | 202055959 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2964 ENSENADA CT, NAVARRE, FL 32566-8898 |
| Document Number | 0036860088 |
| Book / Page | 003686 / 000088 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2964 ENSENADA CT NAVARRE FL 325668898, NAVARRE, FL 32566-8898 |
| Document Number | 0036860088 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 003686/000088 |
| Instrument | 51141 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308,600 (+2.12%) Land $50,000 Building $258,600 | $308,600 (+2.12%) Land $50,000 Building $258,600 | |
| 2024 | $3,618.00 (+76.92%) | $302,207 (+50.67%) Land $50,000 Building $252,207 | $302,207 (+4.12%) Land $50,000 Building $252,207 |
| 2023 | $2,045.00 (+2.92%) Homeowner's exemption | $200,581 (+3%) | $290,259 (+2.44%) Land $45,000 Building $245,259 |
| 2022 | $1,987.00 Homeowner's exemption | $194,739 | $283,358 Land $42,000 Building $241,358 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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