2952 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2952 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 916 sqft · built 1986
Lot Size1.48 acres (64,796 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Jan 2024)
Tax Bill$6,744 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN506-110-11-21

Property Details

APN / Parcel Number

Primary APN506-110-11-21

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area916 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Lot Area64,796 sqft

Location & Zoning

Street Address2952 ELM TREE CT
CitySPRING VALLEY
StateCA
Zip91978-1964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 21PER DOC85-287020&373586&UND INT IN TR 011284
Legal SubdivisionSAN DIEGO #4398-1
Legal Tract011284
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13505

Owner

2952 Elm Tree Ct, a condominium, is owned by two individuals who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1601 BROADWAY, 638, SAN DIEGO, CA 92101-5757
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2024 · Amount on File
Deed SaleJan 11, 2024 · Amount on File
Prior SaleAug 19, 1993 · Amount on File
Deed Document Number20248037
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2024
Property Address2952 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Document Number0000008037
Map ReferenceMAP 11284
Instrument DateDec 14, 2023
Instrument2024-0008037
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1601 BROADWAY UNIT 638, 638, SAN DIEGO, CA 92101-5757

Mortgage

Document Number0000008038
DateJan 11, 2024
Instrument2024-0008038
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2952 Elm Tree Ct was $6,744.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$525,402 (+2%) Land $416,160 Building $109,242
2025$6,744.00$515,099 Land $216,876 Building $298,223
2023$2,359.00 (+2.61%) Homeowner's exemption$155,162 Land $65,329 Building $89,833
2022$2,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2952 Elm Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2952 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, Verizon.

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