2944 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2944 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 916 sqft · built 1986
Lot Size	1.48 acres (64,796 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2020)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-11-23`

Property Details

APN / Parcel Number

Primary APN	`506-110-11-23`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	64,796 sqft

Location & Zoning

Street Address	2944 ELM TREE CT
City	SPRING VALLEY
State	CA
Zip	91978-1964
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 23PER DOC85-287020&373586&UND INT IN TR 011284
Legal Subdivision	SAN DIEGO 4398-1
Legal Tract	011284
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 20, 2020	Grant Deed, Transfer · Line of Credit PETER DUFOUR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2020271910
Prior Transfer Date	Feb 9, 2013
Prior Transfer Doc	0000137979
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964

Mortgage

Document Number	0000148046
Date	Feb 25, 2021
Instrument	2021-0148046

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2020
Property Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Document Number	0000271910
Map Reference	MAP 11284
Instrument Date	May 5, 2020
Instrument	2020-0271910
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964

Mortgage

Document Number	0000271911
Date	May 28, 2020
Instrument	2020-0271911

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2020
Property Address	2944 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Document Number	0000146085
Instrument Date	Mar 5, 2020
Instrument	146085
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5959 MISSION GORGE RD #206 SAN DIEGO CA 921204019, 206, SAN DIEGO, CA 92120-4019
Investor	Possibly a Property Investor

Mortgage

Document Number	146086
Date	Mar 20, 2020
Instrument	146086

Lender

Name	PETER DUFOUR
Address	176 CHINQUAPIN AVE, CARLSBAD, CA 92008-7406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,692 (+2%) Land $223,101 Building $150,591
2025	$5,002.00 (+4.3%)	$366,366 (+4.04%) Land $218,727 Building $147,639
2023	$4,796.00 (+2.04%)	$352,142 Land $210,235 Building $141,907
2022	$4,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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