2958 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2958 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,316 sqft · built 1986
Lot Size	1.48 acres (64,796 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (May 2021)
Tax Bill	$7,366 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-11-19`

Property Details

APN / Parcel Number

Primary APN	`506-110-11-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,796 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2958 ELM TREE CT
City	SPRING VALLEY
State	CA
Zip	91978-1964
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 19PER DOC85-287020&373586&UND INT IN TR 011284
Legal Subdivision	SAN DIEGO #4398-1
Legal Tract	011284
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13505

Owner

2958 Elm Tree Ct, a condominium, is owned and occupied by an individual who bought it in May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jun 21, 1999 · Amount on File
Deed Document Number	2021375894
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000375893
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2021
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Document Number	0000375894
Map Reference	MAP 11284
Instrument Date	Apr 30, 2021
Instrument	2021-0375894
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964

Mortgage

Document Number	0000375895
Date	May 17, 2021
Instrument	2021-0375895

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2021
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Document Number	0000375893
Map Reference	MAP 11284
Instrument Date	Apr 29, 2021
Instrument	2021-0375893
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3636 CAMINO DEL RIO N STE 110, 110, SAN DIEGO, CA 92108-1722

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301562
Date	Jul 5, 2017
Instrument	2017-0301562

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052010
Date	Feb 1, 2017
Instrument	2017-0052010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2046

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252538
Date	Jun 27, 2019
Instrument	2019-0252538

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140735
Date	Mar 18, 2020
Instrument	2020-0140735

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2958 ELM TREE CT, SPRING VALLEY, CA 91978-1964

Mortgage

Document Number	0000001797
Date	Jan 4, 2021
Instrument	2021-0001797

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2958 Elm Tree Ct was $7,366.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,639 (+2%) Land $210,756 Building $368,883
2025	$7,366.00	$568,274 Land $206,624 Building $361,650
2023	$7,114.00 (+1.88%)	$546,208 Land $198,601 Building $347,607
2022	$6,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2958 Elm Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2958 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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