2951 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2951 Madison Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1948
Lot Size0.1 acres (4,356 sqft)
OwnerOwner Name on File
Tax Bill$906 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN056-11-07-003.00

Property Details

APN / Parcel Number

Primary APN056-11-07-003.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,248 sqft Finished Area
Gross Area1,312 sqft

Exterior

Year BuiltBuilt 1948
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0561107003.00
Street Address2951 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLDALE LAND CO LOT 118
Legal SubdivisionMILLDALE LAND CO
Legal Lot Number118
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract61400

Owner

Source: Kenton County records · APN 056-11-07-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address10615 PEPPERWOOD DR, INDEPENDENCE, KY 41051-8574

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleApr 12, 2004
Last Transfer DateSep 29, 2014
Transfer Doc0000000265
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2951 MADISON AVE, COVINGTON, KY 41015-1059
Document Number0000000128
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8578 COMMONS CT #12C FLORENCE KY 410427716, 12C, FLORENCE, KY 41042-7716

Mortgage

Document Number0000000128
DateAug 20, 2019
Book Page0C6734/000001
Instrument128
Lender
NameHERITAGE BK
TypeBank
AddressWILLIAMSTOWN, KY 41097
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueAug 19, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$906.00 (-0.55%)$68,400 (-) Land $5,000 Building $63,400$68,400 (-) Land $5,000 Building $63,400
2023$911.00$68,400 Land $5,000 Building $63,400$68,400 Land $5,000 Building $63,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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