2943 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2943 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 772 sqft · built 1904
Lot Size	0.092 acres (4,025 sqft)
Owner	Individual Name on File
Last Sale	$43,900 (Dec 2024)
Tax Bill	$581 (2025)
Deeds & Mortgages	Feb 2019 Sale Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-11-07-006.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-07-006.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	772 sqft Finished Area
Gross Area	836 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	4,025 sqft (0.092 acres)
Lot Dimensions	115 ft deep x 35 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2943 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOT 115 35'X 115' SS 27TH 70' W ROSINA
Legal Subdivision	MILLDALE LAND CO
Legal Lot Number	115
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61400

Owner

2943 Madison Ave is owned by an individual who bought it in December 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 MONTROSE ST, LUDLOW, KY 41016-1648
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2019	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Jul 26, 2023 · Amount on File
Deed Document Number	202466
Deed Book / Page	318 / 665
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 13, 2019
Property Address	2943 MADISON AVE, COVINGTON, KY 41015-1059
Document Number	0000000125
Book / Page	006599 / 000265
Instrument Date	Feb 11, 2019
Instrument	125
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10383 LYNCHBURG DR INDEPENDENCE KY 410517819, INDEPENDENCE, KY 41051-7819

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2017
Property Address	2943 MADISON AVE, COVINGTON, KY 41015-1059
Document Number	0000000020
Book / Page	0C6317 / 000115
Instrument Date	Nov 28, 2017
Instrument	20
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12516 BOWMAN RD INDEPENDENCE KY 410519747, INDEPENDENCE, KY 41051-9747

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 10, 2017
Property Address	2943 MADISON AVE, COVINGTON, KY 41015-1059
Document Number	0000000122
Book / Page	006197 / 000150
Instrument Date	Feb 7, 2017
Instrument	122
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4000 WISCONSIN AVENUE NWNORTH TOW NORTH TOWER WA 20016, NORTH TOWER, WA 20016

Tax Assessment & Valuation

The 2025 property tax bill for 2943 Madison Ave was $581.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+117.08%) Land $10,000 Building $85,300	$95,300 (+117.08%) Land $10,000 Building $85,300
2025	$581.00	$43,900 Land $5,000 Building $38,900	$43,900 Land $5,000 Building $38,900
2023	$999.00	$75,000 Land $5,000 Building $70,000	$75,000 Land $5,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2943 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2943 Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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