2979 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2979 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1924
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jun 2018)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`056-11-05-007.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-05-007.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,224 sqft Finished Area
Gross Area	1,645 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Foundation Type	Block
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2979 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOTS 295-296
Legal Subdivision	MILLDALE LAND CO
Legal Lot Number	295-296
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3000
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9624 CINCINNATI COLUMBUS RD, WEST CHESTER, OH 45241-4123
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage HOME SVGS BK
Jun 28, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Jan 10, 1996 · Amount on Record
Deed Document Number	201806 28 059 00117
Deed Book / Page	6440 / 265
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0005900262
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2979 MADISON AVE, COVINGTON, KY 41015-1071
Document Number	0000000079
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 HOUSTON RD #29 FLORENCE KY 410424890, 29, FLORENCE, KY 41042-4890

Mortgage

Document Number	0000000079
Date	Oct 2, 2018
Book Page	0C6513/000203
Instrument	79

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	LUDLOW, KY 41016

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 28, 2018
Property Address	2979 MADISON AVE, COVINGTON, KY 41015-1071
Document Number	0000000117
Book / Page	006440 / 000265
Instrument Date	Jun 12, 2018
Instrument	117
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 HOUSTON RD #27 FLORENCE KY 410424890, 27, FLORENCE, KY 41042-4890

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,600 (+47.25%) Land $10,000 Building $110,600	$120,600 (+47.25%) Land $10,000 Building $110,600
2025	$1,085.00 (-0.46%)	$81,900 (-) Land $5,000 Building $76,900	$81,900 (-) Land $5,000 Building $76,900
2023	$1,090.00	$81,900 Land $5,000 Building $76,900	$81,900 Land $5,000 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Madison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures