282 Usher Rd, Madison, AL 35757 Property Records

Madison County property record for 282 Usher Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,532 sqft · built 1988
Lot Size	0.539 acres (23,506 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jul 2020)
Tax Bill	$650 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-08-0-002-026.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-08-0-002-026.000`
Alternative APN	`553573`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,506 sqft (0.539 acres)
Lot Dimensions	161 ft deep x 146 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	553573
Street Address	282 USHER RD
City	MADISON
State	AL
Zip	35757-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 T3S R2W BEG AT A PT WH IS LOC N 89 DEG E 1805.66 FT N 01 DEG W 30.0 FT N 1282.03 FT & S 89 DEG W 503.92 FT FR THE CEN O
Legal Range	02W
Legal Township	03S
Legal Section	08
Legal Subdivision	WINTER RIDGE UNREC PLAT
Legal Block	C
Legal Lot Number	8
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	10629

Owner

Source: Madison County records · APN 15-03-08-0-002-026.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	282 USHER RD, MADISON, AL 35757-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Feb 28, 2013
Deed Document Number	2020-00051775
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jul 17, 2020
Property Address	282 USHER RD, MADISON, AL 35757-8009
Document Number	0000051775
Instrument Date	Jul 10, 2020
Instrument	2020-00051775
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAKESIDE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 HERITAGE WAY DR, TONEY, AL 35773-5802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 USHER RD, MADISON, AL 35757-8009

Mortgage

Document Number	0000051776
Date	Jul 17, 2020
Instrument	2020-00051776

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+8.33%) Homeowner's exemption	$19,460 (+7.51%) Land $4,000 Building $15,460	$194,600 (+7.51%) Land $40,000 Building $154,600
2023	$600.00 (+18.58%) Homeowner's exemption	$18,100 (+17.23%) Land $4,000 Building $14,100	$181,000 (+17.23%) Land $40,000 Building $141,000
2022	$506.00 Homeowner's exemption	$15,440 Land $3,000 Building $12,440	$154,400 Land $30,000 Building $124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 251 locations within half a mile of this property.

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