295 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 295 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 1976
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Oct 2024)
Tax Bill	$10,509 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CHES M:77 B:258 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:77 B:258 L`
Alternative APNs	`CSHR M:77 B:258 L` `819100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Basement Area	1,196 sqft
Unfinished Basement	571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	819100
Street Address	295 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	258
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1004
Census Tract	343400

Owner

295 Towpath Ln is owned and occupied by two individuals who bought it in October 2024.

Source: Cheshire Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 TOWPATH LN, CHESHIRE, CT 06410-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Mar 30, 2011 · Amount on File
Deed Document Number	20242024003006
Deed Book / Page	3238 / 1000
Transfer Doc	2870-286
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Oct 16, 2024
Property Address	295 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	03238-1000
Book / Page	3238 / 1000
Instrument Date	Oct 15, 2024
Instrument	2024003006
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2024003007
Date	Oct 16, 2024
Instrument	2024003007

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESHIRE CT
Recording Date	Oct 1, 2018
Property Address	295 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	2870-286
Book / Page	002870 / 000286
Instrument Date	Sep 24, 2018
Instrument	3347
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 TOWPATH LN CHESHIRE CT 064103357, CHESHIRE, CT 06410-3357

Tax Assessment & Valuation

The 2025 property tax bill for 295 Towpath Ln was $10,509.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,509.00	$353,360 Land $98,280 Building $255,080	$504,800 Land $140,400 Building $364,400
2024	$10,509.00 (+15.76%)
2023	$9,078.00 (+2.24%)	$258,720 (-) Land $98,300 Building $160,420
2022	$8,879.00	$258,720 Land $98,300 Building $160,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Towpath Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Towpath Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed, Verizon.

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