281 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 281 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,246 sqft · built 1974
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,955 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:77 B:259 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:77 B:259 L`
Alternative APNs	`CSHR M:77 B:259 L` `819200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	819200
Street Address	281 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	259
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1004
Census Tract	343400

Owner

281 Towpath Ln is owned and occupied by two individuals who acquired it in November 2024.

Source: Cheshire Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Nov 15, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2024
Transfer Doc	003240-375
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003041-237
Date	Apr 22, 2021
Book Page	3041/237
Instrument	2021001919

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESHIRE CT
Recording Date	Nov 15, 2024
Property Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	003240-375
Book / Page	3240 / 375
Instrument Date	Nov 13, 2024
Instrument	2024003354
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2906-339
Date	Jul 29, 2019
Book Page	2906/339
Instrument	2019002371

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	281 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	2847-34
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWPATH LN CHESHIRE CT 064103357, CHESHIRE, CT 06410-3357

Mortgage

Document Number	2847-34
Date	Apr 18, 2018
Book Page	002847/000034
Instrument	1459

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 281 Towpath Ln was $9,955.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,955.00	$334,740 Land $98,280 Building $236,460	$478,200 Land $140,400 Building $337,800
2024	$9,955.00 (+15.15%)
2023	$8,645.00 (+2.25%)	$246,370 (-) Land $98,300 Building $148,070
2022	$8,455.00	$246,370 Land $98,300 Building $148,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Towpath Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Towpath Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed, Verizon.

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