323 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 323 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1975
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2001)
Tax Bill	$8,687 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:77 B:256 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:77 B:256 L`
Alternative APNs	`CSHR M:77 B:256 L` `818900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Basement Area	1,014 sqft
Unfinished Basement	505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	818900
Street Address	323 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	256
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1004
Census Tract	343400

Owner

323 Towpath Ln is owned and occupied by two individuals who bought it in July 2001.

Source: Cheshire Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 TOWPATH LN, CHESHIRE, CT 06410-3357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2001 · Amount on File
Deed Sale	Jul 9, 2001 · Amount on File
Prior Sale	Jun 18, 1996 · Amount on File
Deed Book / Page	1481 / 31
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	323 TOWPATH LN, CHESHIRE, CT 06410-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2988-162
Date	Oct 5, 2020
Book Page	2988/162
Instrument	2020003989

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	323 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	2872-102
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 TOWPATH LN CHESHIRE CT 064103357, CHESHIRE, CT 06410-3357

Mortgage

Document Number	2872-102
Date	Oct 11, 2018
Book Page	002872/000102
Instrument	3486

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 323 Towpath Ln was $8,687.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,687.00	$292,110 Land $98,280 Building $193,830	$417,300 Land $140,400 Building $276,900
2024	$8,687.00 (+12.16%)
2023	$7,745.00 (+2.24%)	$220,730 (-) Land $98,300 Building $122,430
2022	$7,575.00	$220,730 Land $98,300 Building $122,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Towpath Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Towpath Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed, Verizon.

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