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295 Spencer Pl, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 295 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,482 sqft · built 1955
Lot Size0.232 acres (10,102 sqft)
OwnerCompany Name on File
Last Sale$775,000 (Sep 2025)
Tax Bill$9,273 (2025)
Deeds & MortgagesSep 2025 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN46-07110-0000-00005

Property Details

APN / Parcel Number

Primary APN46-07110-0000-00005
Alternative APNs
  • 460711000005
  • 741100

Interior

Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area10,102 sqft (0.232 acres)

Location & Zoning

Account Number741100
Street Address295 SPENCER PL
CityPARAMUS
StateNJ
Zip07652-4916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98XIRR 4LT
Legal Block7110
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1001
Census Tract42302

Owner

Source: Bergen County and Paramus Borough records · APN 46-07110-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address295 SPENCER PL, PARAMUS, NJ 07652-4916
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleMar 03, 1992 · Amount on Record
Deed Document Number202564501
Deed Book / Page5603 / 1996
Record UpdatedSep 20, 2026

September 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 18, 2025
Property Address295 SPENCER PL, PARAMUS, NJ 07652-4916
Document Number0056031996
Book / Page5603 / 1996
Instrument DateSep 18, 2025
Instrument2025064501
Transaction TypeConstruction Loan
Record UpdatedOct 08, 2025
Title CompanyFORTIS TITLE LLC, FORTUNA TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,332.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address159 BIRCH RD, FRANKLIN LAKES, NJ 07417-2703

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SPENCER PL, PARAMUS, NJ 07652-4916

Mortgage

Document Number2025064502
DateSep 18, 2025
Instrument2025064502
Lender
NameFREEDOM BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$676,600 (+9.38%) Land $426,600 Building $250,000$676,600 (+9.38%) Land $426,600 Building $250,000
2025$9,273.00 (+6.88%)$618,600 (+7.94%) Land $385,500 Building $233,100$618,600 (+7.94%) Land $385,500 Building $233,100
2024$8,676.00 (+2.67%)$573,100 (+4.03%) Land $350,500 Building $222,600$573,100 (+4.03%) Land $350,500 Building $222,600
2023$8,450.00 (+5.18%)$550,900 Land $335,500 Building $215,400$550,900 Land $335,500 Building $215,400
2022$8,034.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030423021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimApr 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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