Bergen County and Paramus Borough property record for 287 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,912 sqft · built 1955 |
| Lot Size | 0.264 acres (11,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jun 2024) |
| Tax Bill | $11,833 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-07110-0000-00007 |
| Primary APN | 46-07110-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 11,518 sqft (0.264 acres) |
| Street Address | 287 SPENCER PL |
|---|---|
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82XIRR 4.4LT |
| Legal Subdivision | ORADELL HEIGHTS SEC 3 |
| Legal Block | 7110 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07110-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 SPENCER PL, PARAMUS, NJ 07652-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage BOGOTA SLA |
| Nov 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BOGOTA SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Apr 23, 2002 · Amount on Record |
| Deed Document Number | 202439078 |
| Deed Book / Page | 5271 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 287 SPENCER PL, PARAMUS, NJ 07652-4916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 287 SPENCER PL, PARAMUS, NJ 07652-4916 |
| Document Number | 0041041276 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4104/1276 |
| Instrument | 2021064615 |
| Name | BOGOTA SLA |
|---|---|
| Type | Bank |
| Address | TEANECK, NJ 07666 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 287 SPENCER PL, PARAMUS, NJ 07652-4916 |
| Document Number | 0027992445 |
| Book / Page | 002799 / 002445 |
| Instrument Date | Nov 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 287 SPENCER PL PARAMUS NJ 076524916, PARAMUS, NJ 07652-4916 |
| Document Number | 0027992445 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 002799/002445 |
| Name | BOGOTA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TEANECK, NJ 07666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,100 (+6.55%) Land $428,700 Building $412,400 | $841,100 (+6.55%) Land $428,700 Building $412,400 | |
| 2025 | $11,833.00 (+12.59%) | $789,400 (+18.37%) Land $387,300 Building $402,100 | $789,400 (+18.37%) Land $387,300 Building $402,100 |
| 2024 | $10,510.00 (+8.15%) | ||
| 2023 | $666,900 Land $337,200 Building $329,700 | $666,900 Land $337,200 Building $329,700 | |
| 2022 | $9,718.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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