294 Spencer Pl, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 294 Spencer Pl, Paramus, NJ 07652 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 1955
Lot Size	0.291 acres (12,671 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2021)
Tax Bill	$9,985 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-07108-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`46-07108-0000-00004`
Alternative APNs	`460710800004` `738700`

Interior

Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	12,671 sqft (0.291 acres)

Location & Zoning

Account Number	738700
Street Address	294 SPENCER PL
City	PARAMUS
State	NJ
Zip	07652-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95XIRR 4.7LT
Legal Block	7108
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1001
Census Tract	42302

Owner

Source: Bergen County and Paramus Borough records · APN 46-07108-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	294 SPENCER PL, PARAMUS, NJ 07652-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	2021117614
Deed Book / Page	4286 / 145
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 22, 2021
Property Address	294 SPENCER PL, PARAMUS, NJ 07652-4917
Document Number	0042860145
Book / Page	4286 / 145
Instrument Date	Jun 14, 2021
Instrument	2021117614
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 FALETTI CIR, 407, RIVER VALE, NJ 07675-6036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 SPENCER PL, PARAMUS, NJ 07652-4917

Mortgage

Document Number	2021117615
Date	Jul 22, 2021
Instrument	2021117615

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,500 (+7.42%) Land $455,400 Building $260,100	$715,500 (+7.42%) Land $455,400 Building $260,100
2025	$9,985.00 (+6.83%)	$666,100 (+12.35%) Land $411,400 Building $254,700	$666,100 (+12.35%) Land $411,400 Building $254,700
2024	$9,347.00 (+8.13%)
2023		$592,900 Land $358,100 Building $234,800	$592,900 Land $358,100 Building $234,800
2022	$8,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.