295 Sixth St, Andrews, NC 28901 Property Records

Cherokee County property record for 295 Sixth St, Andrews, NC 28901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,006 sqft · built 1922
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Tax Bill$542 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN555620814034000

Property Details

APN / Parcel Number

Primary APN555620814034000
Alternative APN
  • 36553

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,006 sqft Heated Area
Upper Floors Area840 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions166 ft deep x 139 ft wide
PorchOpen Porch
Porch Area722 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number36553
Street Address295 SIXTH ST
CityANDREWS
StateNC
Zip28901-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionLUTHER PROP 597/48
Legal Phase597
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group2
Census Block2033
Census Tract930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address295 SIXTH ST, ANDREWS, NC 28901-9646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2012
Deed SaleSep 1, 2012
Deed Document Number0000059748
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address295 SIXTH ST, ANDREWS, NC 28901-9646
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01703/1349
DateFeb 11, 2022
Book Page1703/1349
Instrument929
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$542.00$74,940 (-)$74,940 (-) Land $15,000 Building $59,940
2023$74,940$74,940 Land $15,000 Building $59,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sixth St

Nearby Streets

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