261 Sixth St, Andrews, NC 28901 Property Records

Cherokee County property record for 261 Sixth St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1925
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2023)
Tax Bill	$709 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555620816078000`

Property Details

APN / Parcel Number

Primary APN	`555620816078000`
Alternative APNs	`53022` `60934`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,060 sqft Heated Area
Upper Floors Area	260 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	250 ft deep x 137 ft wide

Exterior Amenities

Porch	Porch
Porch Area	8 sqft
Deck Area	64 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60934
Street Address	261 SIXTH ST
City	ANDREWS
State	NC
Zip	28901-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	FR BRECHT 1660/384
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2033
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 SIXTH ST, ANDREWS, NC 28901-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 29, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage MAURICE EDWARD WEST JR ETUX
Nov 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	0000592128
Deed Book / Page	592 / 128
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 1, 2023
Property Address	261 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	001741/872
Book / Page	1741 / 872
Instrument Date	Aug 1, 2023
Instrument	4329
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 WEBER LN, BRASSTOWN, NC 28902-8766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SIXTH ST, ANDREWS, NC 28901-9646

Mortgage

Document Number	001741/874
Date	Sep 1, 2023
Book Page	1741/874
Instrument	4330

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.65%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.65%
Max Rate At Change	8.65%
Index	5-Year TN
Max Rate	12.6%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 15, 2020
Property Address	261 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	1660/384
Book / Page	1660 / 384
Instrument Date	Oct 14, 2020
Instrument	5903
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SIXTH ST, ANDREWS, NC 28901-9646

Mortgage

Document Number	1660386
Date	Oct 15, 2020
Instrument	1660/386

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 29, 2018
Property Address	261 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	01599/0163
Book / Page	01599 / 0163
Instrument Date	Oct 25, 2018
Instrument	05211
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 SMITH KNOB RD, ANDREWS, NC 28901-7423

Mortgage

Document Number	05212
Date	Oct 29, 2018
Instrument	05212

Lender

Name	MAURICE EDWARD WEST JR ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Dec 1, 2023

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 7, 2017
Property Address	261 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	01573/0763
Book / Page	01573 / 0763
Instrument Date	Oct 24, 2017
Instrument	05209
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 747, ANDREWS, NC 28901-0747

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (+1.43%)	$102,430 (-)	$102,430 (-) Land $25,000 Building $77,430
2023		$102,430 (-)	$102,430 (-) Land $25,000 Building $77,430
2022	$699.00	$102,430	$102,430 Land $25,000 Building $77,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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