260 Sixth St, Andrews, NC 28901 Property Records

Cherokee County property record for 260 Sixth St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2021)
Tax Bill	$627 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555620815374000`

Property Details

APN / Parcel Number

Primary APN	`555620815374000`
Alternative APN	`55907`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Heated Area
Basement Area	1,008 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	144 ft deep x 86 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55907
Street Address	260 SIXTH ST
City	ANDREWS
State	NC
Zip	28901-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	FR EL-KHOURI 1595/603
Legal Lot Number	30-
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2024
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 SIXTH ST, ANDREWS, NC 28901-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	001694/256
Deed Book / Page	1694 / 256
Last Transfer Date	Feb 7, 2025
Transfer Doc	001772/501
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	260 SIXTH ST, ANDREWS, NC 28901-9646
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SIXTH ST, ANDREWS, NC 28901-9646

Mortgage

Document Number	001796/634
Date	Mar 2, 2026
Book Page	1796/634
Instrument	992

Lender

Name	EXTREME LOANS LLC
Type	Mortgage Company
Address	29444 NORTHWESTERN HWY # 100, SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 20, 2021
Property Address	260 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	1694/256
Book / Page	1694 / 256
Instrument Date	Sep 17, 2021
Instrument	7074
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 OAK CREST DR, 616, CHAPEL HILL, NC 27516-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1291, ANDREWS, NC 28901-1291

Mortgage

Document Number	1694259
Date	Oct 20, 2021
Instrument	1694/259

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 10, 2018
Property Address	260 SIXTH ST, ANDREWS, NC 28901-9646
Document Number	01595/0603
Book / Page	01595 / 0603
Instrument Date	Sep 10, 2018
Instrument	04345
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 SMITH KNOB RD, ANDREWS, NC 28901-7423

Mortgage

Document Number	01595/0605
Date	Sep 10, 2018
Book Page	01595/0605
Instrument	04346

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00	$88,950 (-)	$88,950 (-) Land $10,000 Building $78,950
2023		$88,950	$88,950 Land $10,000 Building $78,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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