295 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 295 Santorini Ct, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,886 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on File
Last Sale	$389,900 (Mar 2023)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`182317-0170`

Property Details

APN / Parcel Number

Primary APN	`182317-0170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 SANTORINI CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/34-39 MAKARIOS SOUTH PUD LOT 17 OR5716/1020 & 5942/373
Legal Range	30E
Legal Township	08S
Legal Section	19
Legal Subdivision	MAKARIOS SOUTH PUD
Legal Block	1
Legal Lot Number	17
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: St. Johns County records · APN 182317-0170

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Feb 04, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 01, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CAPITAL BANK NA
Jan 05, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 24, 2020	Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2023 · Amount on Record
Deed Sale	Mar 01, 2023 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	202315632
Deed Book / Page	5716 / 1020
Prior Transfer Date	Feb 04, 2022
Prior Transfer Doc	0054861046
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 01, 2023
Property Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Document Number	0057161020
Book / Page	5716 / 1020
Map Reference	MB 85 PG 34-39
Instrument Date	Feb 28, 2023
Instrument	2023015632
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SANTORINI CT, ST AUGUSTINE, FL 32086-0048

Mortgage

Document Number	0057161022
Date	Mar 01, 2023
Instrument	5716/1022

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 04, 2022
Property Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Document Number	0054861046
Book / Page	5486 / 1046
Map Reference	MB 85 PG 34-39
Instrument Date	Feb 04, 2022
Instrument	2022013151
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048

Mortgage

Document Number	0054071207
Date	Nov 01, 2021
Book Page	5407/1207
Instrument	2021118245

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048

Mortgage

Document Number	0051430588
Date	Jan 05, 2021
Book Page	5143/588
Instrument	2021001078

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 24, 2020
Property Address	295 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0048
Document Number	0049081978
Book / Page	004908 / 001978
Instrument Date	Mar 20, 2020
Instrument	23700
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SANTORINI CT ST AUGUSTINE FL 320860048, ST AUGUSTINE, FL 32086-0048

Mortgage

Document Number	49081980
Date	Mar 24, 2020
Book Page	004908/001980
Instrument	23701

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,411 (-8.09%) Land $78,400 Building $214,011	$292,411 (-8.09%) Land $78,400 Building $214,011
2025	$4,029.00 (-8.45%) Homeowner's exemption Widower's exemption	$318,147 (+34.08%)	$318,147 (-3.81%) Land $78,400 Building $239,747
2024	$4,401.00 (+59.11%)
2023	$2,766.00 (+3.17%) Homeowner's exemption	$237,277 (+3%)	$330,739 (+2.67%) Land $78,400 Building $252,339
2022	$2,681.00 Homeowner's exemption	$230,366	$322,144 Land $78,400 Building $243,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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