322 Santorini Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 322 Santorini Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2021)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182317-0650`

Property Details

APN / Parcel Number

Primary APN	`182317-0650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 SANTORINI CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/34-39 MAKARIOS SOUTH PUD LOT 65 OR5285/1700
Legal Range	30E
Legal Township	08S
Legal Section	19
Legal Subdivision	MAKARIOS SOUTH PUD
Legal Block	1
Legal Lot Number	65
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage 121 FINANCIAL CU
Jul 3, 2019	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	202163938
Deed Book / Page	5285 / 1700
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	322 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0049
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049271651
Date	Apr 22, 2020
Book Page	4927/1651
Instrument	2020031124

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 7, 2021
Property Address	322 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0049
Document Number	0052851700
Book / Page	5285 / 1700
Map Reference	MB 85 PG 34-39
Instrument Date	Jun 4, 2021
Instrument	2021063938
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2836 BLACK CREEK PL, 2836, GREEN COVE SPRINGS, FL 32043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0049

Mortgage

Document Number	0052851702
Date	Jun 7, 2021
Instrument	5285/1702

Lender

Name	121 FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 3, 2019
Property Address	322 SANTORINI CT, SAINT AUGUSTINE, FL 32086-0049
Document Number	0047521677
Book / Page	004752 / 001677
Instrument Date	Jun 28, 2019
Instrument	47490
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 SANTORINI CT ST AUGUSTINE FL 320860049, ST AUGUSTINE, FL 32086-0049

Mortgage

Document Number	47521679
Date	Jul 3, 2019
Book Page	004752/001679
Instrument	47491

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,138 (+2.7%)	$253,353 (-6.41%) Land $78,400 Building $174,953
2025	$3,000.00 (+13.46%) Homeowner's exemption	$236,746 (+5.99%)	$270,708 (-4.24%) Land $78,400 Building $192,308
2024	$2,644.00 (+2.12%)
2023	$2,589.00 (+3.23%) Homeowner's exemption	$223,373 (+3%)	$282,697 (+1.54%) Land $78,400 Building $204,297
2022	$2,508.00 Homeowner's exemption	$216,867	$278,401 Land $78,400 Building $200,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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