San Joaquin County property record for 295 Margaret Way, Ripon, CA 95366 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,361 sqft · built 2004 |
| Lot Size | 0.206 acres (8,959 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Oct 2004) |
| Tax Bill | $7,958 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-530-430-000 |
| Primary APN | 261-530-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 2,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 8,959 sqft (0.206 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 261-530-43 |
|---|---|
| Street Address | 295 MARGARET WAY |
| City | RIPON |
| State | CA |
| Zip | 95366-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 |
| Legal Subdivision | MAGNOLIA TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-530-430-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 05, 2022 | Intrafamily Transfer, Transfer |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2004 · Amount on Record |
| Deed Sale | Oct 08, 2004 · Amount on Record |
| Prior Sale | Aug 29, 2002 · Amount on Record |
| Deed Document Number | 2004229158 |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0000134648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 05, 2022 |
| Property Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000134648 |
| Map Reference | VOL 36 PG 96 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-134648 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000076395 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-076395 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000024522 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 2017-024522 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY MANTECA |
| Name | Verified Name |
|---|
| Document Number | 0000098155 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 2019-098155 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 295 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000170473 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 2020-170473 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,958.00 (+3.85%) Homeowner's exemption | $745,698 (+4.04%) Land $278,764 Building $466,934 | |
| 2023 | $7,663.00 (+1.66%) Homeowner's exemption | $716,744 Land $267,941 Building $448,803 | $746,550 |
| 2022 | $7,538.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770050033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Ayera Technologies | Fixed Wireless | 1,000 / 500 |
| ezWave | Fixed Wireless (unlicensed) | 1,000 / 200 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 400 / 80 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures