San Joaquin County property record for 227 Margaret Way, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,687 sqft Living Area |
| Lot Size | 8,589 sqft (0.197 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,500 (2020) |
| Tax Bill | $7,630.00 (2025) |
| Primary APN | 261-530-360-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,687 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 8,589 sqft (0.197 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 227 MARGARET WAY |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT 261-210-07/MAGNOLIA TERRACE/RM 36-96 |
| Legal Subdivision | MAGNOLIA TERRACE |
| Legal Lot Number | 36 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-530-360-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 05, 2020 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2009 |
| Deed Doc Number | 2020-065960 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000164232 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-164232 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 05, 2020 |
| Property Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000065960 |
| Map Reference | VOL 36 PG 96 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020-065960 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000065961 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 2020-065961 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 227 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000080798 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 227 MARGARET WAY RIPON CA 953669317, RIPON, CA 95366-9317 |
| Document Number | 0000080798 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 80798 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,630.00 (+3.81%) | $705,944 (+4.04%) Land $164,045 Building $541,899 |
| 2023 | $7,350.00 (+1.62%) | $678,533 Land $157,676 Building $520,857 |
| 2022 | $7,233.00 |
227 Margaret Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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