San Joaquin County property record for 286 Margaret Way, Ripon, CA 95366 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Custom Design |
| Year Built | Built 2003 |
| Square Footage | 2,548 sqft Living Area |
| Lot Size | 8,640 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,516.00 (2025) |
| Primary APN | 261-530-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,548 sqft Living Area |
| 1st Floor | 2,548 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 8,640 sqft (0.198 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 261-530-14 |
|---|---|
| Street Address | 286 MARGARET WAY |
| City | RIPON |
| State | CA |
| Zip | 95366-9317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 |
| Legal Subdivision | MAGNOLIA TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-530-140-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 06, 2026 | Intrafamily Transfer, Transfer |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 02, 2026 |
| Transfer Doc | 0000020817 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 06, 2026 |
| Property Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000020817 |
| Map Reference | VOL 36 PG 96 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 2026-020817 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Document Number | 0000015631 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 2022-015631 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000131475 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 2017-131475 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000131473 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 2017-131473 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 286 MARGARET WAY, RIPON, CA 95366-9317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000031116 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017-031116 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2032 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (+3.78%) | $506,699 (+4.04%) Land $108,614 Building $398,085 | |
| 2023 | $5,315.00 (+1.61%) | $487,026 Land $104,398 Building $382,628 | $759,240 |
| 2022 | $5,231.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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